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RESEARCH @ IIMV






         A qualitative research design is used to explore the enablers and
         inhibitors that influence BOP consumers’ m-payment adoption and
         usage intention. To collect the qualitative responses, semi-structured
         in-depth  interviews  with  BOP  respondents  were  conducted.  The
         thematic analysis using the text mining technique will be used to

         analyse  qualitative  data  for  exploring  the  predominant  factors
         affecting  m-payment  adoption  intention  and  usage.  Findings:  The
         results  suggested  awareness,  social  influences  and  self-efficacy
         as crucial enablers and privacy and security risks and vulnerability
         concerns  as  crucial  inhibitors  towards  m-payment  adoption  and
         usage. Originality/value: As a novel contribution to the BOP, financial
         inclusion, sustainable development goals and m-payment literature,

         this study unfolds several unknown perceived benefits and perceived
         sacrifices  that  influence  the  BOP  consumers’  m-payment  adoption
         intention and usage. The study’s findings help the government and
         banks  formulate  and  implement  strategies  to  achieve  financial
         inclusion among BOP consumers. Click here for the paper.




         4. Consumer privacy in smartphones: a systematic
         literature review

         R B.U., Shome S., Amit Shankar., Pani S.K.
         Published in Journal of Consumer Marketing  (ABDC-A)

         This study aims to provide a systematic review of consumer
         privacy literature in the context of smartphones and undertake
         a comprehensive analysis of academic research on this evolving
         research area. Design/methodology/approach: This review synthesises
         antecedents, consequences and mediators reported in consumer
         privacy literature and presents these factors in a conceptual framework
         to demonstrate the consumer privacy phenomenon. Findings: Based

         on the synthesis of constructs reported in the existing literature,
         a  conceptual  framework  is  proposed  highlighting  antecedents,
         mediators and  outcomes of  experiential marketing efforts. Finally,
         this study deciphers overlooked areas of consumer privacy in the
         context of smartphone research and provides insightful directions
         to advance research in this domain in terms of theory development,
         context, characteristics and methodology. Originality/value: This study

         significantly contributes to consumer behaviour literature, specifically
         consumer privacy literature. Click here for the paper.








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